Anyị kwesịrị ịkwụsi ike na di? Họrọ a uru onyinye ego Bank

Na Russia e nwere ihe karịrị 850 mmiri ná mmalite nke September nke afọ a. Sberbank of Russia dị iche n'etiti ọtụtụ ego oru - bụ otu n'ime ihe kasị ochie na ọtụtụ na-akwanyere ùgwù obot. Nkezi nke ya akụ na ngụkọta ichekwa ego na bank "Piggy akụ" akaụntụ maka fọrọ nke nta ka a atọ akụkụ. Aha bụ nnọọ pụrụ ịdabere na onye òtù ọlụlụ na-adọta depositors iji ego awade ego Bank.

Bara Uru onyinye ego Bank nwere ike n'ezie uru na-depositor ọ bụrụ na ọ zutere isi ọnọdụ nke arụmọrụ investments: ọnwa capitalization nke mmasị na ikike juputa nkwụnye ego. Ndị a kwa, na onyinye nke akara "fanye" ike irite uru 4,85% na 7,25% kwa annum, dabere na ego ego na ntozu okè.

Mmalite nke mgbụsị akwụkwọ mere ka a n'ozuzu iju ke mmasị udu na ego niile obot. M sokwa na isi akụ nke mba ahụ. Otú ọ dị, mma onyinye ego Bank pụrụ inweta na ọgwụgwụ nke nkwekọrịta maka "ego akwụkwọ". The peculiarity nke a nkwụnye ego (nche) bụ na ọ bụ na-abụghị onye, mgbe ahụ, e nwere ike ọkọnọ maka ugwo site ọ bụla onye n'elu ngosi nke a paspọtụ. Ke adianade do, ị nwere ike iji akwụkwọ dị ka ịgbapụta ma ọ bụ na nhazi nke a ego. Interest udu na ya nwere ike iru 10% kwa annum. Ọzọkwa, mmasị ọnụego na-adabere na ego na okwu. Maka ichekwa adịghị nnọọ 50,000 rubles, ndị na-aga ọnụego bụ nti onyinye "On-enwe Ịnụrụ".

The nile doro nke na Internet na ndị mmadụ kwa ụbọchị ndụ na-ekpe ihe akara na mmekọahụ na anoghi n'ulo oba. Online ụlọ akụ bara uru ọ bụghị naanị na okwu nke na-azọpụta oge. Bara Uru onyinye ego Bank - akara "akara" nke ego na ya. Mgbe eme ego na "fanye", "obi" na "Jikwaa" index "online" mmasị ọnụego nwere ike mụbara site 1% isi ọnụego nke nloghachi.

The kasị revenue na ndị a na ego nwere ike enwetara site na itinye n'ime contracts maka a kacha oge - 3 afọ. Tupu ngafe nke a oge e nwere a-ekwe omume nke ele mmadụ anya n'ihu ma ọ bụ zuru ezu mwepụ nke nweworo mmasị, ọ bụ ezie na ọ bụghị uru dị ukwuu. Iji irè nke onyinye bụ ndị kasị ibu, kacha mma ekpe mmasị ebubo maka capitalization.

Ndị agadi, dị ka onye ọ bụla, nwere ekele maka ihe pụrụ ịdabere na ugwu nke ụlọ akụ. Higher mmasị na ego na Sberbank akwụ ha. Bara Uru ego maka pensioners - "Na-(ụgwọ ezumike nká)", "fanye (ezumike nká)." Ha nwere ike ịbụ na ego nke 1,000 rubles, na-agụnye ndị capitalization nke mmasị na nkwụnye ego. Mgbe depụtara a ụgwọ ezumike nká n'ihi "Pension Plus" a uru onyinye ego Bank na-enye onye na-abawanye na ọnụego nke nloghachi tụnyere ndị na-emebu nkwụnye ego. Pensioners ike ijikwa ha ego mgbe ọ bụla, mgbe na-anata ego na 3% kwa annum.

Interest udu ego Bank na-ekwe nkwa super uru. Nkwado na-enye ndị ọzọ mmiri na-ekwe nkwa a ọtụtụ ihe ndị ọzọ mma. Otú ọ dị, ndị zuru pụrụ ịdabere na nche nke nyekwara ego - ọ bụkwa ndị isi obodo. Nke a bụ ihe na-enye ya depositors Sberbank. Gịnị onyinye bụ ọzọ uru n'ihi na a akpan akpan ọṅụ, na ọ bụ ya. Ọ dị mkpa ghara ida ná nchụso nke ngwa mmasị na ghara ida ha ego ha.