"Zlatobank": reviews. "Zlatobank" emechi?

"Zlatobank" reviews ezi ndo nke dị ugbu a siri ike ịhụ ruru ya odida, malitere ya akụkọ ihe mere eme na 2008. Ọ pụrụ iche na-enye ego ọrụ ndị mmadụ n'otu n'otu na ụlọ ọrụ iwu kwadoro. Na nke ịdị elu ya ọrụ nke ego oru bụ onye òtù nke Association of Ukrainian Banks, mere omume dị ka a na-fledged so Swift usoro na dị na size nke usoro iwu isi obodo na akụ, ihe alụmdi nke ìgwè nke abụọ nke bịara n'ikperé mmiri.

Oke n'akụ na nke ikpeazụ akụkọ

The oke n'akụ nke ego oru "Zlatobank", reviews nke nke jupụtara iwe na njikọ na-apụghị ime nke ikpeazụ izute ya ego na na-LLC "Avangard-Expo" (97.94%) na OOO "Agrobudkonsalting" (2.6% eto).

Financial egosi na nke mbụ nkeji iri na ise nke 2015 egosi n'ụzọ doro anya na-ahụ na ego na alụmdi nwere ọ bụghị nanị nsogbu na liquidity, ọ bụ kpam kpam keukpa. Net uru nke ụlọ akụ nke ikpeazụ akuko oge iri na -2.484.474 hryvnia. Equity alụmdi kwekọrọ -1.973.642 UAH., Ọ bụ ezie na ego nke akụ ra ka 5.877.985 USD. N'ebe a, anyị nwere ike banyere ego nke ụgwọ, nke taa nhata 7.851.628 USD.

The mbụ mkpesa

The mbụ reviews nke "Zlatobank" na-adịghị mma ụzọ wee malite ịpụta kwupụta n'etiti n'oge mgbụsị akwụkwọ nke 2014. Massively wụsara na-akọ na na akụ na-emegide iwu ọnọdụ nke nkwụnye ego contracts. Ná mmalite, e nwere akụkọ nke na-egbu oge na ịkwụ ụgwọ na jụrụ laghachi dollar ego na ya.

A obere ka e mesịrị na-agbasa ozi site investors na akụ kpam kpam kwụsịrị na-esite n'aka. Disgruntled ndị mmadụ ike-ha ego, na akụ si were n'ọrụ na ihe dị ike na-ekwu banyere ihe na-eme n'ime ego alụmdi. On "Zlatobank" nzaghachi si ahịa iwe wụsara nnukwu. People-ekwu banyere a stop ịgba ụgwọ ọrụ, ihe ọjọọ na-enyefe na ogologo igbu oge na peerolu na ezumike nka.

Nwa Oge nlekọta na mgbalị iji mezie ọnọdụ

Mgbe a nnukwu ego nke nzaghachi si disgruntled bi NBU ama 14 February inye nwa oge ochichi. Họpụtara dị ka isi nke a na-eduga ọkachamara na mmezi nke ụlọ akụ insolvency Slavinskiy Valery FGVFL. The obere Administration e arụ ọrụ na oge site na 14 February 13 May 2015 yana idobe okirikiri.

A iwu mkpebi na-ahụ na ego na alụmdi "Zlatobank", reviews nke nke na-anọghị nke liquidity nsogbu naanị ezi ihe, bụ keukpa, na-enyere site na NBU № 105 dere 13 February. Mgbe oge nke iwebata nke obere ochichi nke ewumewu si akụ iji tụnyere ya na 7.8 ijeri hryvnia, nke nyere 28 ọnọdụ n'etiti mba obot.

Nke ahụ bụ a mkpa maka iwebata ihe obere oge ochichi?

On oruru nke "Zlatobank" nzaghachi si mkpara na ahịa ka mgbe niile mma. Chie, ihe kpatara nke iwebata nke obere ochichi abụghị nanị ndị iwe na akụkụ nke duhiere ahịa, ma n'ihi na investors ejide ize ndụ arụmọrụ, nke e rụrụ na February 12, n'agbanyeghị na nlezianya ban na akụkụ nke regulator. Mmalite nke mbụ isi ike na malfunctions E dere n'oge August. N'agbanyeghị eziokwu na n'oge ahụ e nwere ndị mkpesa si ahịa nke ukwuu adịkarịghị, nsogbu na liquidity ama emeela ebe. Nke a mere ka mkpebi nke NBU August 19 ịbanye ego Ọdịdị nke ahụ Institute onye na-elekọta.

The ude nke ụlọ akụ nsogbu

The mbụ aro na "Zlatobank" emechi, malitere ịpụta na n'oge December. Nke a bụ n'ihi na eziokwu na n'agbanyeghị iwebata nke onye na-elekọta, na ọnọdụ ego na alụmdi nọgidere na-aka njọ. December 4, 2014 ego alụmdi natara ukara ọnọdụ nke nsogbu, na n'oge a niile ahịa nzukọ nwetara ihe isi ike na ha onwe ha.

The regulator ka tinye n'ihu ina ka oke n'akụ mma ahụ ike nke akpan owo, ma jikoro e site ego alụmdi ikasiakke omume iji na rụọ ọnọdụ ahụ. Ọzọkwa, ọbụna a plan na e rubere ego alụmdi maka ghara ịgbanwe nke ikpeazụ, na e rụrụ. N'agbanyeghị ugbu a ọnọdụ, na ụgwọ ezumike nká ego nke Ukraine ka eze mara ọkwa January 30 na gbatịrị nkwekọrịta na a ego ụlọ ọrụ ruo mgbe April 1.

Emechiela ruru insolvency

February 13, 2015 natara otu ukara nkwupụta si ekwe nkwa ego ego na "Zlatobank" emechi. Dị ka data nyere site gị n'ụlọnga na oge nke mmechi banyere 115 puku ego e nyere na ego alụmdi, mkpokọta olu nke nke iri na 4.2 ijeri hryvnia. N'okpuru akwụkwọ ikike State nwetara banyere 97,4% nke depositors.

Na ihu nke ụlọ akụ nke ndị nwe ha Elena na Olga Yakimenko (nne na nwa). Ụfọdụ unofficial isi mmalite kwuru Leonid Yurushev mmekọrịta akụ, dị ka ọ pụtara ìhè site ihe mere na Iv nke oghere nke "Zlatobank". Mgbe Yurushev akanyam akụ "Forum" na Germany, nke bụ Elena Yakimenko arụ ọrụ n'ụlọ post n'elu faili. Dị ka a n'ihi nke eziokwu ahụ bụ na "Zlatobank 'liquidity nsogbu na-enweghị ike ikpebi ma ọ eze ghọrọ nke isii ụlọ akụ dị na Ukraine na 2015, bụ nke e mechiri maka insolvency.

Gịnị mgbalị ndị e mere iji na-alụmdi sere n'elu?

Fund nke na-ekwe nkwa ego tupu March 2 nọrọ na-anata akwụkwọ si nwere investors, nke nwere ike gosi na eru ha. The ego na-na-achọ ndị na-nwere ike ime ka a ego na alụmdi na a ahịa na otu ụzọ n'ụzọ atọ:

• Ele Mmadụ Anya n'Ihu ma ọ bụ zuru ezu nkewapụ nke akụ si akụ nke ibu ọrụ kwupụta na-anata ego alụmdi.
• Guzobere na ire nke ọzọ akụ na a mgbanwe mgbagwoju na niile akụ na ụgwọ.
• Integrated Bank maka ire.

N'ihi na eziokwu na usoro bụghị ihe ịga nke ọma ruo mgbe 2 March, usoro e chie akp 13 nọmba. Dị ka atụmatụ FGVFL, ego nke ga-ekwe omume ụgwọ maka ọnwụ bụ Ẹkot 925,47 nde hryvnia. Na nke a, na ego nke ego na February 14 ọ bụghị nanị na ego, ma na-na nkịtị akaụntụ totaled 3,622 ijeri hryvnia.

Gịnị na-ọrụ nke ụlọ akụ gbara arụkwaghịm?

Mass egwu n'etiti ahịa malitere mgbe Mmiri zoro na "Zlatobank" nzaghachi si ghara inwe afọ ojuju ahịa. Ego na-adịghị na-enye, na-aza ajụjụ, na-esonụ omume na-adịghị etinye akaụntụ ọrụ - ọ bụghị ihe nile na ike ike dị na-ekwu. Nnukwu iwe kọwara site na eziokwu na nke mbụ nke January 2015, ọbụna tupu nke abụọ mweda nke hryvnia, olu nke ego ra ka 3.2 ijeri hryvnia. More karịa 81% nke ego na oge ọ na-e nyere na mba ọzọ ego. Dị ka e kwuru n'elu, ọnụ ọgụgụ nke investors ruru 115 puku, ma ọ bụghị onye ọ bụla nwere ike na-atụ anya na-akwụ ụgwọ. Naanị 112 puku ahịa, olu nke ego adịghị gafere 200 puku hryvnia nwere ike na-atụ anya ụgwọ.

Ọdịdị nke uncompensated onyinye gụnyere akụ metal ego, ngụkọta nke iri na 600 nde hryvnia. Dị ka NBU ọnụego mgbanwe nke bụ ihe na-erughị banyere 591 kilogram nke dị oké ọnụ ahịa metal. Financial alụmdi were n'okpuru 3% kwa annum metal ego nke 50 grams, nke, dị ka iwu na-adịghị isiokwu na-ala insurance usoro. Ọ bụrụ na ị kwere na-ekwu okwu banyere oruru nke "Zlatobank" reviews, ego a na udi ndị kasị mara mma na ego Ukrainian ahịa.

Nwepu nke ichekwa ego na bank ikike na liquidation

Institution "Zlatobank" ego nsogbu bụ nnọọ njọ. Nke a nwere ike ikpe dị ka NBU mkpebi n'okpuru nọmba 310 nke May 12, na kagbuo ikike nke ego alụmdi. Ọzọkwa, ọ nakweere a mkpebi na mmalite nke liquidation usoro.

Na-ede nke mkpebi bụ management enweta ego nke na-ekwe nkwa ego, na ọnọdụ nke a liquidator e nyere Valery Slavinskogo onye ga-jide post maka otu afọ, na May 1, 2016, yana idobe okirikiri. Onye ogbugbo akara nke a ego na alụmdi na-ka na-ekesịpde site Elena Yakimenko.

Malite nke ugwo ụgwọ otụk investors

Mgbe nnukwu ọnụ ọgụgụ nke ngwa bụ banyere "Zlatobank" anaghị enye ego, ya investors nwere ike akpatre zuru ike. On May 20, 2015 malitere ige ahịa site na ụlọ ọrụ nke "Oschadbank." The ukara website nke Fund nke na-ekwe nkwa ego dị ozi na ugwo ga-ebu pụta n'ihu 1 July 2015. Ọ bụrụ na ndị depositors nke ụlọ akụ, n'ihi na ihe ọ bụla na ihe mere, na-adịghị ghọọ otu n'ime Fund gị n'ụlọnga mmiri maka oge tupu 1 July, ugwo ha ga-rụrụ na ndabere nke nyochaa onye dere ngwa ke FGVFL address rue n'oge mgbe ihe ndekọ nke liquidation nke a ego alụmdi agaghị eze banyere na n'Otu ala Register of ụlọ ọrụ iwu kwadoro larịị.

Malite na 20 May, ẹkenịmde ụgwọ ịkwụ ụgwọ ka depositors gafee ego enterprise "Standard", ma naanị n'okpuru contracts, ndaba nke nke biri n'ihu 29 April 2015. Wee ugwo na ejiri nke plastic kaadị na akaụntụ ịgụ na akụ. Ego nwere ike inweta site na ụlọ ọrụ nke "Ukreximbank". Mbịne otu n'ime alaka nke Fund mmekọ na ha kwesịrị inwe a paspọtụ ma na a akwụkwọ egosi ọrụ nke ndebanye nọmba nke aha kaadị nke payer ụtụ isi. Ịkwụ ụgwọ na-na-ọma rụrụ, na-ewere n'ime akaụntụ niile mmasị ruo ụbọchị nke doo nke NBU mkpebi na ude nke ego alụmdi keukpa. Akwụ ụgwọ bụ adịghị nanị ndị depositors (banyere 3 nde ndị ahịa), nkwụnye ego ego karịa 200 puku hryvnia.