Ebe obibi insurance

Environmental insurance - ọrụ ala, na ngwaahịa, na ndị ọzọ na ha pụrụ iche ụlọ ọrụ ịnshọransị na-echebe gburugburu ebe obibi ọdịmma nke mmadụ na-arụ na-eme na-arụ ọrụ nke dị ize ndụ akpọkwa na-ebu ibu ihe ize ndụ omume nke ndị na-esi nke mmerụ na ndị ọzọ dị ka a n'ihi nke mberede gburugburu ebe obibi mmetọ.

Ego nke ụdị insurance si n'ụdị na ịkwụ ụgwọ na onyinye ga-akwụ ụgwọ site na kwuru mmadụ, nakwa dị ka ọ bụla ọzọ unprotected site n'iwu nke ego bu n'obi maka ụgwọ maka mmebi bụrụ na nke insurance ọnọdụ.

Environmental insurance nwere ndị na-esonụ ebumnobi:

• nkwụghachi (ngụkọta ma ọ bụ ele mmadụ anya n'ihu) nke emebi gburugburu ebe obibi na ihe onwunwe weere kpatara ọdachi, ọdachi, ihe mberede ma ọ bụ mbibi nke gburugburu ebe obibi n'ihi ụmụ mmadụ na-eme;
• E na-eme na-echebe ma chebe okike.

Ebe obibi insurance na-rụrụ site na ọgwụgwụ nke insurance contracts, ma ọ bụ kpọmkwem ntụziaka nke iwu. Ọ nwere ike rụrụ ma na a afọ ofufo na amanyere bụ iwu. Ọnọdụ nke mbụ ụdị na-setịpụrụ nkwekọrịta nke nkwekọrịta, na nke abụọ - na norms nke iwu.

The ihe nke gburugburu ebe obibi insurance bụ:

• liability ize ndụ nke mmetọ nke okike;
• insured weere na ọ niile metere na mmetọ nke gburugburu ebe obibi;
• ahụ ike, na ndụ ihe onwunwe nke ịnshọransị (ma ọ bụ ndị ọzọ ahụ kpọmkwem na nkwekọrịta).

Ebe obibi insurance a rụrụ na ọnụnọ nke ya abụọ entities - na insurer na ịnshọransị.

The insurer a na-akpọ nwoke nzukọ undertakes maka ego (adịchaghị) chefuo ndị ịnshọransị, n'elu omume nke ihe kpọmkwem na nkwekọrịta, kpatara n'ime mkpuchi nchikota.

Insurance ikpe - bụ ịsụ, na mberede emebiri ọdịdị nke ọdachi, ihe mberede na-eduga mmetọ nke ikuku, ụwa elu ma ọ bụ n'efu mmiri.

Insurers - ụlọ ọrụ nke ụdị nile nke nwe, nke na-ụlọ ọrụ iwu kwadoro na ndị nwere mmepụta ike n'ime ókèala ndị Russian Federation.

Environmental insurance na Russia dabeere na "On Insurance" Iwu nke 11.27.97. N'okpuru ya e nwere atọ dị iche iche nke ihe onwunwe uwa ọdịmma metụtara ndụ, ikike na-arụ ọrụ na-enye ụgwọ ezumike nká ịnshọransị; ọjọọ onye ma ọ bụ ihe onwunwe nke ndị mmadụ n'otu n'otu; na-eme ihe ọjọọ ụlọ ọrụ iwu kwadoro.

Na West iche insurance nke gburugburu ebe obibi ihe ize ndụ na ihe onwunwe site na eke na gburugburu ebe obibi ọdachi. Na Russia, ụdị ọrụ, ruo mgbe na-adịbeghị anya, e rụrụ, ma e wezụga Ingosstrakh, nke kwubiri na nkwekọrịta nke insurance nke shipowners na ihe omume nke mmanụ kwafuo na mmetọ nke n'ụsọ oké osimiri ma ọ bụ mmiri.

Onye insurance ego na-kpọmkwem ezubere iche ego ọrụ na ịkọ, liquidation na nchupu nke eke na gburugburu ebe obibi ọdachi, ihe mberede, ihe mberede.

Order na ọha nche ọnọdụ, na ojiji nke ego guzosie ike site Russia ọchịchị. N'okpuru idu ndú ya, ndị Ministry of Natural Resources nke Russia na Rosgosstrakh mma nlereanya ndokwa na afọ ofufo gburugburu ebe obibi insurance, dị ka nke na mkpa òtù ịzụlite ha onwe ha iwu nke nkwekorita dabeere usoro n'etiti insurers na policyholders.

Ugbu a Russia merie nanị na steeti insurance ọchịchị. Insurance Regulations kwadebere site ụlọ ọrụ ịnshọransị na natara a ikike maka nke a ụdị ọrụ. Regulatory kpuchie na-achị afọ ofufo gburugburu ebe obibi insurance, ugbu a fọrọ nke nta n'ụzọ zuru ezu kpụrụ. Ma mmepe nke insurance oru na-rugide site eziokwu na e nweghị mkpa data maka na ngụkọta oge nke tarifu Ọnụ na ihe e kere eke nke nnukwu mee.