Federal Iwu "On Mortgage (mortgage)" N 102 FZ nke 16.07.1998

Nri na-ahapụ ihe onwunwe na nche nke ọtụtụ ndị Russia taa na-enwe. Otú ọ dị, ọ bụghị ihe niile na-amụ Federal Iwu "On Mortgage", ozugbo achịkwakwa onye nke ebe nke agbazinye. Isiokwu a ga-ewetara a nkenke nkọwa nke isi ihe nke iwu.

na nnyefe

Gịnị n'ozuzu bụ a mortgage nkwekọrịta? The ugbu a iwu "On Mortgage" na-ekwu na onye ọzọ iji a azụmahịa kwesịrị ịbụ mortgagee, nke ahụ bụ nbinye, na akụkụ nke ọzọ - na mortgagor, ma ọ bụ nanị ahụ ji ya ụgwọ. Pledger na-nyere site a mortgage, nke a na ihe mere ọ na-egosi otu ihe dị mkpa ọrụ: izute ego chọrọ nke pledgee, na ụgwọ nyere ezigbo ala na ụlọ.

The iwu "On Mortgage" na-ekwu na ụlọ ọrụ, ụlọ, ụlọ, ala na ndị ọzọ ọcha nwere ike na-esịne ke ezigbo ala na ụlọ. The ntụgharị nke ndị a na ụdị ihe onwunwe ga-achịkwa ọdabara iwu.

The chọrọ na-enye nnyefe, ọ bụghị oké: ọ akwụ nbinye ego ji maka ojiji nke n'aka. Dị ka a na-achị, ndị mortgage nkwekọrịta akọwaputa a siri ike nchikota nke isi na ndị ọzọ chọrọ nke mortgagee. Ọ bụla dị otú ahụ na nkwekọrịta ga-echesinụ ime ka iwu "On mortgage".

Na isiokwu nke nnyefe

Gịnị onwunwe nwere ike na-eme ka a ziri ezi isiokwu nke nnyefe? Dị ka iwu na ajụjụ ebe a bụ inye:

• akpa nkata, nke gbatịrị n'ofè kacha nta size ma ọ bụ kwekọrọ;
• ụlọ na ulo oru, na-eji maka entrepreneurial ọrụ;
• ụlọ na ụlọ na iche iche ụlọ;
• adọba ụgbọala, n'ogige ụlọ na ubi;
• ikuku, oké osimiri ma ọ bụ ohere mmiri;
• adọba ụgbọala.

The iwu "On Mortgage" na-ekwu na isiokwu nke nnyefe na-ngwa, webatara na isi ihe. Na nke akụkụ a nke ihe onwunwe nke indivisible ihe ike na-eme ka a isiokwu nke nkwekọrịta.

ọgwụgwụ nke nkwekọrịta

Otu ihe dị mkpa na usoro nile nke nnyefe agbazinye bụ a eru ọgwụgwụ nke nkwekọrịta. Nke a ga-ewere ọnọdụ na dị na ndokwa nke Russian Civil Usoro. Ọdịnaya nke nkwekọrịta kwesịrị igosipụta na-esonụ:

• ozugbo isiokwu nke nnyefe, ya e kere eke, na-size na àgwà nke nwale;
• aha na ọnọdụ nke ihe na ọnọdụ (maka kpọmkwem identification mortgaged ihe);
• nkọwa ziri ezi nke ibu ọrụ na-enye nnyefe nkwekọrịta, nakwa dị ka ihe mgbakwasị maka ntoputa na oge nke arụmọrụ nke nkwekọrịta;
• usoro na ọnọdụ dị mkpa maka ịchọpụta na ego, ma ọ bụrụ na ego a ga-ekpebisi ike na-eme n'ọdịnihu;
• oge nke ịkwụ ụgwọ na ha size, ma ọ bụrụ na isiokwu nke nnyefe agbazinye ga-eresị otu otu;
• ihe na-egosi nke njirimara ikike nke mortgagee nnyefe.

Na ihe kpọmkwem na ọ na-akpọ a mortgage? Gịnị bụ akwụkwọ a, oleekwa otú o si gbasa ndị mortgage nkwekọrịta? Azịza ajụjụ ndị a na-ẹdude ke Chapter III nke iwu "On mortgage" (Federal Iwu №102).

About mortgage

Mortgage - nke a bụ a nche ụdị aha. Site na nke a akwụkwọ bụ isiokwu asambodo nke ya onye nwe ya na-esonụ ikike:

• ikike onwunwe nnochianya, nke bụ isiokwu nke mortgage nkwekọrịta;
• ikike arụmọrụ nke ego n'okpuru nnyefe.

Ụdị ndị ọzọ nke njirimara ndị ọzọ karịa a mortgage, ma iwu anaghị setịpụrụ. Na nke a, iwu ji mmadụ, dị ka ụlọ, na-ma ndị pledgor na ụgwọ. Ebu a mortgage na-mgbe aku na pledgor.

Mgbe ụfọdụ, ndị issuance nke mortgage ike-emejuputa atumatu? The mkpa gọọmenti etiti iwu na-ezo aka na-esonụ ọnọdụ:

• isiokwu nke nnyefe bụ a onwunwe mgbagwoju;
• ego nke ụgwọ na mortgage na-adịghị kọwaa, na e nweghị ọnọdụ nke ga-enyere chọpụta a ego.

A mkpa karịsịa mgbe bụ ọdịnaya nke nnyefe, nke a ga-atụle n'ihu.

Ọdịnaya nke mortgage

N'okpuru ugbu a sụgharịa nke iwu "On mortgage", n'oge nke issuance nke mbụ mortgagee mortgage ga-ebu:

• aha na nkọwa nke njirimara nke pledgor na pledgee (a chọrọ maka ozi ga-adị iche ubé dabere ma eke ma ọ bụ iwu ahụ bụ ndị ọzọ na-na nkwekọrịta);
• aha nke nkwekọrịta, nyere nnyefe;
• dee chọrọ mortgage ego na mmasị ọnụego;
• ihe na-egosi nke usoro iheomume nke ugwo nke nchikota;
• ozi dị mkpa ka a mata na ihe onwunwe na nke nnyefe na-guzobere;
• signatures nke ọzọ nke nkwekọrịta, nakwa dị ka ozi na ala ndebanye nke mortgage nkwekọrịta.

Weere na nnyefe bụ n'ụzọ zuru ezu maka ihe ọ bụla weere niile metere na njikọ na mwepụ nke nnyefe ma ọ bụ n'ihi na nke a mismatch nke ya ndaba. Ọzọkwa uru arịba ama bụ na o kwere omume mmesa nke onye chọrọ nke akwụkwọ, ma ọ bụrụ na ndị na-abụghị compliances A kọwara ndị fọrọ nke nta ozugbo mgbe nkwadebe.

State ndebanye

Nkeji edemede 20 nke Federal Iwu na nnyefe ka a ezigbo ala na ụlọ nkwa na-agụ iji nke ala ndebanye nke dum usoro. Dị ka ị maara, nnyefe pụrụ ịbata ike nanị mgbe mkpa ala na-egbu osisi. Notarized nkwekọrịta aka abụọ ọzọ na azụmahịa, bụ isi iyi nke ibe ibu ọrụ.

Na ikpe nke a mortgage, nke ga-ede ikike nke pledgee, ndebanye ikike nwere ike ịchọ nnyefe onwe ya, nakwa dị ka akwụkwọ zoro aka na ya. Ịgbaso pụta nke ndebanye ozi maka ọhụrụ pledgee ga-esịne ke n'otu State Register.

ịnụ ụtọ ihe onwunwe

Pledger, natara nri iji otu ma ọ bụ ọzọ na ihe onwunwe bụ ike-ewepụ isiokwu nke nkwekọrịta niile ego na uru, ma ọ bụrụ na nke a adịghị emerụ na ihe onwunwe na-agaghị enwe ike iji belata ya na-eri. The nbinye ghara igbochi nri iji ihe onwunwe nke mortgagor. Olee ihe ọzọ nwere ike ime ahụ ji ya ụgwọ?

Dị ka iwu na mba ọzọ ego mortgage, na mortgagor ga ịnọgide na-enwe ihe onwunwe natara na mma na a-adọ ha n'ụzọ na-agba ndị na-akwụ ụgwọ nke ya content - ruo mgbe ọgwụgwụ nke mortgage nkwekọrịta. N'eziokwu, ndị a abụọ bụ isi ibu ọrụ nke ụgwọ. Ke adianade do, ọ bụ uru arịba ama na, mmejuputa iwu nke isi obodo na ugbu a ọ di ike, insurance Filiks, jikoro maka mgbochi nke mortgaged onwunwe mmebi ma ọ bụ ọnwụ, na ndị ọzọ. The iwu na-ekwu na pledgor na iwu ji na-echebe ihe onwunwe ha si ekwu nke ọzọ, nakwa dị ka ọ bụla o kwere omume ụzọ hụ ya nchekwa.

nyefe nke onwunwe

Onye nke isii isi banyere ụgwọ kwuru banyere ekwe omume nke nyefe nke onwunwe ekwele nkwa n'okpuru mortgage nkwekọrịta, na ndị ọzọ ụmụ amaala. Ọ bụ banyere-enye Filiks, ire ma ọ bụ mgbanwe, eresị ndị pledgor. Ma, olee otú nwere ike dị otú ahụ a plan? Ebe a na ọ bụghị otú ahụ siri ike.

Isi ihe nke ị ga-aṅa ntị - nke a bụ ihe na-egosi na o na-nyefe nke onwunwe na nnyefe. Ọ bụrụ na ndị dị otú ahụ ọnọdụ na-adịghị depụtara n'ihe akwụkwọ, mgbe ahụ pledger nnọọ enwe ike iji niile dị n'elu ikike (na wezụga nke nketa n'okpuru a uche).

A onye na-aghọ ebe nke ndi pledgor enweta a nọmba nke ọrụ. Ya mere, ihe ibé nke onwunwe ga-anọgide na mmetụta ruo mgbe ka anya dị ka ụgwọ anaghị emezu ihe nile ya ibu ọrụ.

Anyị kwesịkwara banyere ọrụ machibidoro depositors na ihe omume nke mebiri nke iwu. Ọ ịtọ Russian Civil Usoro.

Ndị fọdụrụ ndokwa nke iwu

Ọ ga-ekwe omume na-eso mortgage ka nnochianya iji hụ gara aga, pụtara ìhè mortgage? Iwu, akpan akpan nke asaa isi ya, regulates ohere isiokwu ụfọdụ nuances.

Chapter Nine stipulates nri nke mortgagee ka foreclose na ihe onwunwe iji na-egbo ihe iwu chọrọ na-adịghị gburu ụgwọ. Nke a ga-ewere ọnọdụ n'ụlọikpe. Chapter X achịkwakwa mmejuputa ihe onwunwe site na a ọha okushon. Na-ekpebi na mmejuputa iwu-na-bụ nke ogige ahụ. N'ikpeazụ, nke iri na otu isi nke iwu a gbara "On mortgage" na-enyocha ha n'ụzọ zuru ezu echiche nke onye akpa nkata nke ala ahu, na ọ bụghị ka a na-nnyefe.

Eleghị anya ndị kasị ogugu n'etiti Russian depositors bụ isi nke 13, na-agwa banyere atụmatụ nke mortgage flat na ụlọ. Ọ na-ekwu ebe a banyere ihe ndị a chọrọ maka nke a ụdị ihe onwunwe. Nke a, ka ihe atụ, ọnụnọ nke dịpụrụ adịpụ ụlọ, mkpa n'ihi na ala ndebanye nke ezigbo ala na ụlọ na ụfọdụ ndị ọzọ ihe. Na nke a, na ịkwụ ụgwọ nke nnyefe iwu emeso dị ka onye ozi, mmejuputa iwu nke ha ibu ọrụ site pledgor.